Still family-run.
Still people-first.

Since 2000, Fetter Agency, Inc. has helped individuals, families, and business owners across New York find the right insurance—without the runaround.

Our Story

Local roots. Real relationships.

Fetter Agency was founded by J. Michael Fetter in 2000 after decades of experience in personal and small business insurance. In 2009, the agency joined the Northwoods Corporation network. Today, the agency is led by his son, Christopher Fetter, who brings a strong commercial insurance background to the team.

We’ve grown, but our philosophy hasn’t changed: insurance should be simple to understand and smart to choose. We don’t believe in overselling or hiding behind industry jargon. We believe in sitting down with people, understanding what they care about, and helping them protect it with confidence.

1975

J. Michael Fetter begins his insurance career
Mike enters the insurance industry, focusing on personal lines and small business clients in Western New York.

1986

Co-founds Rausch & Fetter Agency
Mike becomes a co-owner and begins building a client base through trust, clarity, and long-term relationships.

2000

Fetter Agency, Inc. is founded
Mike opens his own independent agency in Williamsville, NY, with a mission to provide personal, transparent service.

2009

Joins Northwoods Corporation
Fetter Agency becomes part of the Northwoods network, expanding access to more carriers and back-office support while remaining independently run.

2019

Christopher Fetter joins the agency
After several years in commercial insurance at M&T, Chris brings new expertise to the agency, expanding its commercial offerings.

2020s

Growth in digital service and carrier access
Fetter Agency now offers policies from 70+ carriers, with a renewed focus on both personal and commercial coverage, local support, and policy clarity.

Today

Still family-run. Still people-first.
Led by Christopher Fetter, the agency continues to serve families and businesses across Western New York with clear advice, custom coverage, and real relationships.

“Good coverage solves problems before they start—and we make sure it fits your life or your business.”

Chris Fetter

President, Fetter Agency