Coverage that fits—in price, in purpose, and in plain language.
From new homeowners to growing families, we help people across Western New York protect what matters most—clearly, confidently, and without the fine print.
Insurance designed to protect what matters most.
Home & Property Insurance
Coverage for fire, theft, weather, and the unexpected.
Auto & Vehicle Insurance
Protection for you and your car—on commutes, road trips, and everyday errands.
Umbrella Liability
Extra protection that goes beyond standard policies when you need it most.
Condo & Renters Insurance
Affordable protection for where you live and what you own.
Life Insurance
Financial peace of mind for the people who count on you.
Valuables Insurance
Protection for high-value items like jewelry, art, and collectibles.
Shop 70+ top-rated carriers to find the right coverage for you.
No guesswork.
No sales pitch.
We’ll review your current policy and explain what’s missing—or what’s too much.
FAQs
Can you review my current policy—even if I didn’t buy it from you?
Yes—we’re happy to take a look. We can walk through your current coverage and help you understand where there may be gaps, overlaps, or potential improvements. We’ll never pressure you to switch.
Do I really need umbrella insurance?
Umbrella insurance adds extra liability protection beyond your standard home and auto policies. If you own property or have assets, it’s often worth considering. We’ll help you understand how it applies to your situation.
Do I need life insurance if I’m young and healthy?
Yes. Buying life insurance early means lower premiums—and it protects your loved ones from financial hardship if something happens to you unexpectedly.
Are you local? Will I talk to a real person?
Yes to both. We’re based in Williamsville, NY, and when you call, you’ll talk to someone from our team—no call centers, no bots.
Fetter Agency 